Making higher returns, you can count on.
It’s nerdy business.
We make your money work harder for you.
Or will you put it to work with Chocolate?
This is how we
make your money grow
We invest in
bonds globally
Leaving no stone unturned, we seek out, thoroughly test, and select a diversified portfolio of high-performing, short-term investment grade bond funds, spanning across developed and emerging markets. Managing volatility using safe and real assets is key.
Managing duration for increased returns
We’re not limited to money-market, overnight or bank-like assets for our Chocolate Managed Account, which means we have more ways to generate returns. Adding duration to our portfolio and focusing on yield to maturity mean we can generally keep our target returns stable for longer. We continually strive to find the perfect balance between happy returns, low volatility and enhanced liquidity.
We put our money where our mouth is
We only make money when you make money. So naturally, it’s our number one priority to make the returns we’ve targeted for you.
Better still, if we don’t deliver the target returns on balances below S$20k, from now until 31st December 2024 or until we reach S$500 million AUM, the difference will be topped up on balances up to S$20k.
It’s not only a better way, it’s the right way. Who else does this? Nobody.
What are the risks?
Amounts above S$20k
Note: Amounts below S$20k will see returns the very next day!
You can always choose to withdraw less than S$20k in a day if you need access to your money instantly.
We work with the best
You asked, we answered
View all our FAQ’s, chat with us on WhatsApp, or email us via: hello@chocolatefinance.com
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