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From 1st December 2025, our returns will be updated to reflect market shifts. Enjoy 2% p.a. on your first S$20k, 1.8% p.a. on your next S$30k, and up to 1.8% p.a. for balances above S$50k, with extended Top-Up Programme support for the first S$50k! Show more

Benjamin Tan

Benjamin Tan is the Executive Director and Chief Investment Officer (CIO) at Chocolate Finance, where he oversees portfolio strategy, investment execution, and international growth initiatives. Most recently, he spearheaded the company’s expansion into Japan, reinforcing its presence in the global digital wealth landscape.

With over 20 years of investment experience across private banking, asset management, treasury, and corporate finance, Benjamin is a recognized leader in digital investment strategy and purposeful portfolio management. He is passionate about making investing more accessible, transparent, and aligned with individual goals, particularly in the digital finance space.

Benjamin is a strong proponent of financial literacy and investment inclusion, frequently collaborating with partners and speaking at industry events to educate the public on smart investing practices. As an accredited member of the Singapore Institute of Directors, he brings governance, strategic foresight, and technological innovation to his leadership at Chocolate Finance.

His work bridges technology and traditional finance, providing clients with well-researched, goal-oriented investment solutions that are both forward-looking and grounded in sound fiduciary principles.

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Understanding how Chocolate Finance grows & protects your money

March 17, 2025
At Chocolate Finance, we prioritise your financial well-being by offering a secure and transparent investment experience. Let's delve into how we manage our asset portfolio and the measures we have in place to protect your funds. At Chocolate Finance, we prioritise your financial well-being by offering a secure and transparent investment experience. Let's delve into how we manage our asset portfolio and the measures we have in place to protect your funds.
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Photo of Chocolate Finance's App in a mobile phone where customers can see their daily returns on their savings.
3% p.a. return
On your first S$20k.
2.7% p.a. return
On your next S$30k.
Up to 2.7% p.a.
On amounts thereafter.
Full-on security
Security is our top priority.
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